About Us

The Goldsmith-Theodore Agency was founded in 1984 by Drew Theodore in partnership with the Wm.Goldsmith Agency. Goldsmith-Theodore Agency began as a division of the Wm. Goldsmith Agency, which had been an independent insurance agency since 1884. Wm. Goldsmith Agency marketed insurance throughout the upper counties of the state of South Carolina and Goldsmith-Theodore Agency was established to market insurance to the remaining counties in the state of South Carolina. Over time the Goldsmith-Theodore Agency expanded its territory to market insurance to most of the Southeastern States of the United States. In 2007 we changed our name to Theodore & Associates which better reflects our local, private ownership and pride of association.

Service to our clients is our main focus. Our goal is to be a valuable part of our clients’ business by protecting them against unforeseen, unavoidable losses, and doing so with as little effort as possible from our client. What makes us different from our competition is our friendly, informed and professional staff and our ability to respond to our clients needs quickly. We provide old fashion service to our clients with a modern, high tech delivery system.

Theodore & Associates is committed to customer satisfaction through insurance sales and service by serving its clients in a friendly, informative, and professional manner, with a competitive and aggressive spirit through a competent, well trained, ethical team.  We have a very experienced staff.  We take pride in the fact that our sales and service staff have an average of over 27 years of  insurance experience.

We re-invest in Continuing Education

Our commitment to our clients and our industry is to actively pursue the professional development of our Associates. We make it our practice for our Associates to exceed the annual continuing education requirements of the State. Most of our Associates currently hold or are pursuing professional designations.

The following designations require coursework followed by a rigorous exam and continuing education.

The CISR or ACSR program is a practical program stressing the understanding and analysis of risks and exposures. It is directed toward the very special needs of servicing clients. The program consists if a 5 part series for Personal Residential, Personal Automobile, Commercial Property, Commercial Casualty and Agency Management. Passing of all 5 exams are required to receive this designation. Annual seminar attendance is mandatory to maintain this designation.

The CIC program consists of advanced study in the areas of Personal Lines, Commercial Property, Commercial Casualty, Life and Health, and Agency Management. Advanced coursework includes the detailed study of various policies and their specific application to client needs fulfillment. Each of the 5 part series requires 2 1/2 days of classroom attendance and course material. Passing all 5 exams are required to receive this designation. Annual seminar attendance is mandatory to maintain this designation.

The AAI program addresses technical knowledge of insurance products and client needs. This program reviews all types of personal and commercial policies in detail. It focuses on analyzing techniques to meet the needs of insurance buyers and managing operations to facilitate exceptional client service. The course consists of 3 sections that contain 3 parts per section. Passing of the written section exams are required to receive this designation.

We are licensed in the following states:

  • South Carolina
  • North Carolina
  • Alabama
  • Florida
  • Georgia
  • Tennessee
  • Arkansas
  • Colorado
  • Iowa
  • Illinois
  • Missouri
  • Nebraska
  • Ohio
  • Virginia
  • West Virginia

Drew Theodore began his career in the insurance business in 1981. He received his designation of Certified Insurance Counselor in 1997. He was awarded Associate of the Year in 1995 by the Insurance Women of the Midlands, awarded Young Agent of the Year in 1997 by the Independent Insurance Agents of South Carolina, awarded Association Achievement Award in 2000 by the Independent Insurance Agents of South Carolina, and awarded Agent of the Year in 2007 by the Independent Agents and Brokers of South Carolina. Drew served as President of the Independent Agents of Greater Columbia for the years 1997 and 1998 and served as the Chairman of the Board of the Independent Agents and Brokers of South Carolina for the years 2004 and 2005.

Merger with Harrison, Fincher & Associates

April 17, 2012—Columbia, SC – Theodore & Associates, a division of Goldsmith-Theodore Agency, Inc., an insurance brokerage firm based in Columbia since 1984, today announced that it has successfully completed the merger of Harrison, Fincher & Associates, based in Columbia since 1985, with Theodore & Associates Columbia operations.  Harrison, Fincher & Associates has focused on providing insurance services to small business and the private client personal lines sector, throughout South Carolina.

 Harrison, Fincher & Associates is one of the most respected insurance agencies in South Carolina. Combining the two agencies expertise in insuring small business and personal lines accounts will deliver even better solutions for our respective clients and create more opportunities for future growth. The merger will enhance the quality and quantity of represented insurance companies.

The merger supports Theodore & Associate’s strategy to supplement organic growth with a focus of insuring locally owned small business and personal lines insurance, of medium to high net worth individuals and families.  In addition, Harrison, Fincher & Associates expands Theodore & Associates presence in South Carolina, which also includes offices in Summerville and Greenville, and provides Theodore & Associates with a solid foundation for continued growth throughout the rest of the state.

As part of the merger, Harrison, Fincher’s principle, Becky Fincher, will continue with the newly combined organization, which will go under the name Theodore & Associates.


Get a Quote or call for a quote at 803-799-9979 or 843-871-3950