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	<title>Theodore &#38; Associates</title>
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	<link>http://theodoreinsurance.com</link>
	<description>Over 25 Years of Excellence</description>
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		<title>Autumn Tips For Your Home</title>
		<link>http://theodoreinsurance.com/2011/11/10/autumn-tips-for-your-home/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=autumn-tips-for-your-home</link>
		<comments>http://theodoreinsurance.com/2011/11/10/autumn-tips-for-your-home/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 20:55:25 +0000</pubDate>
		<dc:creator>dtheodore</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://theodoreinsurance.com/?p=196</guid>
		<description><![CDATA[&#160; Colder weather increases the chance that  your water pipes might freeze, especially if  you have the gas service disconnected at a  vacation home over the winter. Here are  some tips to help you avoid or deal with the problem:  For normal precautions:  • Insulate exposed pipes with heat tape,  newspapers or rags.  • Place [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p align="left">Colder weather increases the chance that</p>
<p> your water pipes might freeze, especially if</p>
<p> you have the gas service disconnected at a</p>
<p> vacation home over the winter. Here are</p>
<p> some tips to help you avoid or deal with the</p>
<p>problem:</p>
<p> For normal precautions:</p>
<p> • Insulate exposed pipes with heat tape,</p>
<p> newspapers or rags.</p>
<p> • Place a 60-watt light bulb close to the</p>
<p> water meter to keep it from freezing.</p>
<p> • If pipes are close to an exposed outside</p>
<p> wall, open the cabinet door to let room</p>
<p> heat in.</p>
<p> • Use a hair dryer or turn up the heat in your</p>
<p> home to 75 degrees to thaw a pipe; do not</p>
<p> use a torch.</p>
<p> • If a pipe bursts, shut off the main valve,</p>
<p> usually located near the meter.</p>
<p> • Be aware that leaks sometimes don’t show</p>
<p> up until a pipe thaws, when they can</p>
<p> cause extensive damage to plaster walls.</p>
<p> If you’ll be away for the winter:</p>
<p> • Drain pipes completely.</p>
<p> • Pour a cup of antifreeze into the draintraps,</p>
<p> toilet bowls and tanks.</p>
<p> • Make sure the main shut-off valve is</p>
<p> turned off.</p>
<p> • Open all faucets.</p>
<p> • Drain the hot water tank.</p>
<p>&nbsp;</p>
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		<title>Autumn Tips For your Car</title>
		<link>http://theodoreinsurance.com/2011/11/10/autumn-tips/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=autumn-tips</link>
		<comments>http://theodoreinsurance.com/2011/11/10/autumn-tips/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 20:49:37 +0000</pubDate>
		<dc:creator>dtheodore</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://theodoreinsurance.com/?p=188</guid>
		<description><![CDATA[&#160; Winter brings out two distinct types of drivers. One driver treats the ice and snow with gentleness, and the other doesn’t distinguish between winter and summer driving. There really is no trick to being a good winter driver if you and your car are prepared. • Make sure your car is ready for winter [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p align="left">Winter brings out two distinct types of drivers. One</p>
<p>driver treats the ice and snow with gentleness, and</p>
<p>the other doesn’t distinguish between winter and</p>
<p>summer driving. There really is no trick to being a</p>
<p>good winter driver if you and your car are prepared.</p>
<p>• Make sure your car is ready for winter by having</p>
<p>the engine tuned and proper tires mounted before</p>
<p>snow arrives;</p>
<p>• Even a well-maintained car can break down under</p>
<p>severe driving conditions, so carry emergency</p>
<p>equipment in your vehicle, including a snow shovel,</p>
<p>battery jumper cables, bag of sand or traction pads,</p>
<p>a towing cable, flares, a complete set of warm</p>
<p>clothing and boots, and blankets and candles to</p>
<p>keep you warm if the engine will not start;</p>
<p>•  To get your vehicle moving if it is stuck in snow or</p>
<p>on ice, rock it back and forth gently;</p>
<p>• Ice forms first and melts last on bridges and overpasses,</p>
<p> where cold air gets underneath, causing</p>
<p>the temperature to drop faster than anywhere else;</p>
<p>• Clean all the windows of your vehicle before</p>
<p> starting a trip;</p>
<p> • Keep your car’s windshield washer fluid tank full.</p>
<p> Winter slush can temporarily blind you, especially</p>
<p> when you are following other vehicles.</p>
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